Which is Which: How to Identify Your Benefit
3 Magic Questions:
- When do you usually receive your check?
- 1st of the month - SSI
- 3rd or a certain Wednesday - SSDI
- How much is your check?
- $783 or less - SSI
- More than $783 - SSDI
- How many checks do you receive?
- 1 - SSI or SSDI
- 2 - Concurrent SSI and SSDI
SSI vs. SSDI
SSI |
SSDI |
---|---|
Paid on the 1st |
Paid on the 3rd (usually) |
Amount maximum is $783 single or $1,175 couple (2020) |
Benefit amount depends on previous earnings |
Medicaid |
Medicare |
Check is reduced depending on income |
Check is "all or nothing" depending on earned income |
Check is impacted by most income |
Check is impacted only by wages |
Resource limit is $2,000 single/$3,000 couple |
Has no resource limit |
Income is counted when it is received |
Income is counted when it is earned |